Finance Tools Tools

Calculate Equated Monthly Installments (EMI) for home, car, or personal loans.

Analyze full loan payments, total cost, interest charges, and payoff timelines.

Calculate mutual fund returns, wealth compounding, and SIP calculator with inflation adjustment.

Reverse GST calculator online free with standard slab rates (5%, 12%, 18%, 28%) and custom tax calculation.

Calculate sale prices, final checkout cost, dollar savings, and sales tax.

Calculate Modified Internal Rate of Return (MIRR) with financing and reinvestment rates.

Calculate future portfolio value with compound interest and monthly deposits.

Calculate sales tax, total purchase price, or reverse-calculate pre-tax amount.

Calculate exact transaction fees and net payouts for PayPal goods, services, and international sales.

Calculate estimated music royalties, artist payouts, and compare earnings with Apple Music and Tidal.

Calculate exact in-hand take-home monthly salary from gross annual CTC after tax and deductions.

Calculate percentage salary appraisal, new revised package, and monthly increment amount.

Compare two compensation packages side-by-side factoring in base pay, bonus, benefits, and commute.

Deconstruct your annual CTC into Basic salary, HRA, special allowances, PF, and in-hand pay.

Calculate time-and-a-half (1.5x) and double-time (2.0x) overtime hours, rates, and total weekly earnings.

Determine what hourly and daily rate to charge clients based on desired net income, taxes, and expenses.

Estimate self-employment tax, federal income tax, and quarterly estimated payments for 1099 freelancers.

Calculate your ideal 3, 6, or 12-month emergency safety buffer based on essential monthly expenses.

Estimate the total portfolio corpus required to achieve complete financial independence and retire off dividends.

Calculate your Lean, Standard, and Fat FIRE retirement milestones using the 4% safe withdrawal rule. Plan your savings rate and reach financial freedom faster.

Calculate inflation-adjusted retirement nest egg required to sustain your lifestyle through life expectancy.

Estimate the exact age you can comfortably retire based on current savings, income, and savings rate.

Calculate total net worth by balancing cash, real estate, and investments against loans and debts.

Calculate your front-end and back-end DTI ratio to verify mortgage pre-approval qualifications.

Calculate total interest and exact payoff months to eliminate credit cards and personal loans.

Plan debt payoff using the Dave Ramsey snowball method—clearing smallest balances first for momentum.

Eliminate high-interest debts first to save the absolute maximum in bank interest penalties.

Calculate interest savings and years shaved off your mortgage or loan with extra monthly payments.

Calculate your remaining loan principal balance, total interest paid, and payoff schedule after monthly payments. Ideal for mortgages, auto loans, and debts.

Compare the wealth created by investing lump-sum cash in stocks vs prepaying an existing loan.

Evaluate the financial outcome of buying a home vs renting and investing the down payment.

Estimate the maximum affordable home purchase price based on gross household income and debt limits.

Calculate required down payment cash and monthly savings target needed to buy a house.

Calculate your safe vehicle budget using the standard 20/4/10 financial rule.

Compare financing an auto loan vs paying full cash factoring in stock market opportunity cost.

Calculate the future cost of goods and determine how much more cash you will need in the future.

Calculate the real loss in purchasing power of savings due to inflation over time. Discover how future inflation impacts your money and find real wealth value.

Calculate exact monthly compounding contributions needed to achieve any major financial goal.

Calculate the percentage of net income you save each month and your trajectory toward freedom.

Calculate Compound Annual Growth Rate (CAGR), absolute return, and total capital profit.

Convert hourly rate into annual, monthly, bi-weekly, weekly, and daily salary with overtime.

Convert annual base salary into standard 2,080-hour wage and effective rate adjusted for PTO & holidays.

Calculate US take-home paycheck factoring in Federal Tax, FICA (Social Security & Medicare), and State Income Tax.

Determine net in-pocket salary after 401(k) pre-tax deductions, health insurance, and Federal/FICA taxes.

Compare salary purchasing power between cities and calculate the raise needed when moving.

Calculate maximum affordable monthly rent using the 30% rule, landlord 40x rule, and DTI debt ratio.

Find the exact annual salary and hourly wage landlords require before approving an apartment lease.

Convert cost, selling price, profit margin %, and markup % with zero confusion.

Find the exact minimum selling price per unit needed to cover fixed and variable business costs.

Calculate statutory gratuity payout under 15/26 formula with 5-year eligibility and ₹20 Lakh tax exemption.

Calculate the cash value of unutilized paid leaves upon job change or retirement with tax exemption.

Calculate net Canadian salary after Federal tax, Provincial tax (ON, BC, AB, QC), CPP, and EI deductions.

Calculate 1.5x statutory overtime earnings based on Ontario (44h), BC (40h), or Federal labour standards.

Calculate 4% (2 weeks) and 6% (3 weeks) statutory vacation pay accrual under Canadian Employment Standards.

Calculate net UK salary after HMRC PAYE Income Tax, National Insurance (8%), Workplace Pension, and Student Loans.

Calculate UK Value Added Tax instantly. Add 20% standard or 5% reduced VAT to net amounts or extract gross VAT with reverse calculation for HMRC compliance.

Calculate accurate flat-fee freelance project rates with built-in revision buffers, hourly wages, software expenses, and profit margins to quote clients safely.

Calculate taxable values, CGST, SGST, IGST, freight, round-off, and generate Tally F8 sales entries.

Generate Debit/Credit voucher entries with Tally Prime shortcut keys (F4 Contra, F5 Payment, F6 Receipt, F7 Journal, F8 Sales, F9 Purchase).

Convert plain English business transactions into Debit/Credit journal postings using Golden Rules of Accounting.

Calculate Tax Deducted at Source (TDS) under Section 194C, 194J, 194I, 194H, 194Q with PAN verification and thresholds.

Compute Tax Collected at Source (TCS) on sale of goods under Section 206C(1H), scrap, and motor vehicles above 10 Lakhs.

Reconcile GSTR-2B Input Tax Credit with Tally books, isolate Section 17(5) blocked credits, and find net cash tax payable.

Calculate Cost of Goods Sold (COGS), Gross Profit, Margin %, Markup %, and Inventory Turnover from trading stock values.

Compare First-In-First-Out (FIFO) and Weighted Average inventory costing methods as used in Tally Prime inventory.

Track bill-wise Sundry Debtors & Creditors aging schedule (0-30, 31-60, 61-90, 90+ days) and calculate overdue interest.

Calculate invoice payment due dates, statutory 45-day MSME deadlines, and 2/10 Net 30 cash discount cutoff windows.

Reconcile Cash Book balance with Bank Statement passbook by tracking unpresented cheques, uncleared deposits, and bank charges.

Compute multi-year depreciation schedules using Straight Line Method (SLM) or Written Down Value (WDV) as per Income Tax & Companies Act.

Calculate gross profit margin %, markup on cost %, selling prices, and final customer invoice price including GST.

Calculate inward purchase invoice with trade discount, freight charges, GST input breakdown, and net landed vendor cost.

Compute outward sales tax invoice with custom profit margins, customer trade discounts, GST output, and final receivables.

Calculate exact LIC premium late payment charges, allowable grace period (15 or 30 days), 9.50% compound interest, and 18% GST on late fee.

Calculate net profit margins, marketplace referral commissions, shipping, and tax deductions for Amazon, Shopify, Etsy, Flipkart, and eBay sellers.

Audit your recurring streaming, SaaS, gym, and memberships to reveal total monthly and yearly expenditure.

Stack store discount coupons, credit card cashback percentages, and portal rewards to discover your true net payable price.

Split restaurant bills, bar tabs, and shared dining checks with tip percentages, taxes, and exact per-person contributions.

Convert daily tracked work hours and timesheets into itemized, client-ready invoice line items with tax calculations.

Calculate net monthly cash flow, cap rate, cash-on-cash return, and annual ROI for residential and commercial real estate.

Calculate net take-home salary for 1099 freelancers, UK IR35 contractors, and Canadian sole proprietors after expenses and taxes.

Quantify financial loss from unpaid client revisions, extra meetings, and out-of-scope work + generate polite boundary email templates.

Compare Full Service Gross leases vs Triple Net (NNN) commercial leases with CAM fees, property taxes, and escalation rates.

Calculate overdue invoice late fees, statutory interest, and daily penalty rates + generate formal overdue payment demand letters.

Calculate true delivery profit per order by factoring fuel costs, driver hourly wages, vehicle wear & tear, and customer delivery fees.

Converta Dólar para Metical (USD para MZN), Rúpias para Metical, Real para Euro e Kwanza com taxas do Banco Central e Banco de Portugal.

Calculate bond current yield, yield to maturity (YTM), monthly coupon payouts, and download Excel template for US Treasuries, UK Gilts & India G-Secs.

Calculate accurate used car and bike market resale valuation in India without OTP or phone number. Aligned with Orange Book Value (OBV) & True Value.

Calculate 7th CPC central government salary, 53% DA, HRA (X/Y/Z), TA, NPS deduction, and net in-hand take-home monthly pay for pay levels 1 to 14.

Calculate LIC Jeevan Labh (Plan 936) premium, sum assured, simple reversionary bonus, and guaranteed tax-free maturity returns for 16, 21, and 25 years.

Count Indian rupee notes and coins, generate instant cash denomination tally, amount in words, and format printable bank deposit slips effortlessly.

Estimate house construction cost per square foot in India. Calculate cement bags, steel TMT bars, bricks, sand, and labor material budget accurately.

Calculate government property circle rates, minimum guideline valuation, and stamp duty registration charges across Indian states and global regions.