Plan and estimate returns for Life Insurance Corporation of India's most popular endowment policy: LIC Jeevan Labh (Table 936). Calculate your annual, half-yearly, and monthly premiums, life cover sum assured, Simple Reversionary Bonuses (SRB), Final Additional Bonus (FAB), and total 100% tax-free maturity proceeds under Section 10(10D).
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For term 16 years, PPT is 10 years; for term 21 years, PPT is 15 years; and for term 25 years, PPT is 16 years.
No, maturity returns and death benefit payouts are completely tax-exempt under Section 10(10D) of the Income Tax Act.
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